Insular Life Health Care Inc.
   A Subsidiary of the Insular Life Assurance Co. Ltd.

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hmo philippines health care

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               Click here for the complete summary of group benefits!

STANDARD PACKAGE

 

Open Access to all accredited hospitals nationwide including Asian Hospital, Makati Medical Center, St. Luke's, Capitol Medical Center, Medical City. Under this plan, member may use any accredited hospital under the network of ICARE.  Entry point for availments will be the ICARE coordinator/doctor in each hospital.

 

ROOM ACCOMMODATION
Choose among OPEN SUITE, OPEN PRIVATE, or OPEN SEMI-PRIVATE, applicable for any Plan member chooses.

 

MAXIMUM BENEFIT LIMIT
The Maximum Benefit Limit (MBL) depends on Room Accommodation
SUITE - up to P120,000 per illness or injury
PRIVATE - up to P100,000 per illness or injury
SEMI-PRIVATE - up to P75,000 per illness or injury

medicard philippines     philamcare philippines
maxicare philippines              intellicare philippines

Group Plan or Company/Corporate Plan is applicable for businesses, companies, corporations, associations, unions with at least 10 members. Our Group Plan rates are much lower than the Family/Individual rates. There are three (3) types of membership payment modes:
1. Non-Contributory - where the company shoulders all the payment with no obligation on the part of the employee.
2. Contributory - employer and employee agrees on a sharing of payments; for example 50% is paid by the company and 50% is paid by the employee. It could be a 60-40 sharing or 70-30 sharing or whatever will be agreed upon between the employer and the employee.
3. Employee only - all payments are shouldered by the employee but still the much reduced rates are applied, provided that the employer shall undertake the collection of premium on a salary deduction basis.

Rates :
Group Plan rates vary according to a company's desired package and number of employees.
Click here if you would like to receive a quotation or proposal.
Click here to see the standard group plan benefits.

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