Insular Life Health Care Inc.
   A Subsidiary of the Insular Life Assurance Co. Ltd.
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Family & Individual Program

Corporate Group Plan

maxicare, medicard, valuecare

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Family & Individual

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Download complete Summary of Benefits spcare caritas hmo philippines
   

FEATURES:

4Competitive Rates
    Compare our rates with competition

4Built-in Life Insurance
    Ours is a genuine Life Insurance with INSULAR LIFE ASSURANCE CO. , and not just "financial assistance"

4No need for PhilHealth membership
   We pay 100% of your hospital bills.  We do not require Philhealth membership

4Medicine Reimbursement Benefit
Enjoy up to P1,000.00 in prescription medicine reimbursement

4Dental Benefits

4Maximum Benefit Limit (MBL) of up to P150,000 per illness

4Hospital based

4No pre-enrollment medical examination

4Free Annual Physical Examination

 

PLAN TYPE

Open Access to all accredited hospitals nationwide including Asian Hospital, Makati Medical Center, St. Luke's, Capitol Medical Center, Medical City. Under this plan, member may use any accredited hospital under the network of I-CARE.  Entry point for availments will be the I-CARE coordinator/doctor in each hospital.

 

ROOM ACCOMMODATION
Choose among OPEN SUITE, OPEN PRIVATE, or OPEN SEMI-PRIVATE, applicable for any Plan member chooses.

 
MAXIMUM BENEFIT LIMIT
The Maximum Benefit Limit (MBL) depends on Room Accommodation
SUITE - up to P150,000 per illness or injury
PRIVATE - up to P120,000 per illness or injury
SEMI-PRIVATE - up to P100,000 per illness or injury
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